NPS: Best retirement investment with high returns and tax saving! | Hindi

Published: 14th Feb 2025

NPS: एक सुरक्षित और फ़ायदेमंद निवेश!

[{"selector":"#anim-61975019-99e6-4682-b2a4-cd071f720f54","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-32751dc6-7e1e-4fd2-94eb-676395f335ba","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] रिटायरमेंट के लिए निवेश हर किसी के लिए ज़रूरी है और भारत में NPS इसका एक शानदार तरीक़ा है, जानिए क्यों हम ऐसा कह रहे हैं

📢 रिटायरमेंट प्लानिंग क्यों ज़रूरी?

[{"selector":"#anim-4a82e184-1381-4e5f-b164-701596b8269a","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-1028f4f3-cd3d-4837-b754-be2b76d97d30","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] रिटायरमेंट के बाद इनकम बंद, लेकिन ख़र्चे जारी रहते हैं! ऐसे में नेशनल पेंशन सिस्टम (NPS) आपकी फ़ाइनेंशियल सिक्योरिटी का भरोसा देता है.

💡 NPS क्या है?

[{"selector":"#anim-e91e0160-e783-478b-96b0-667b79a712a2","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-e189c227-cee2-4951-a8d1-a130665fd187","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] सरकार द्वारा समर्थित पेंशन योजना, जिससे आप टैक्स सेविंग और हाई रिटर्न का फ़ायदा उठा सकते हैं. 💰 NPS के दो तरह के होते हैं: ✅ टियर-1 अकाउंट – मुख्य पेंशन अकाउंट (लॉक-इन और टैक्स बेनेफिट्स) ✅ टियर-2 अकाउंट – फ़्लेक्सिबल अकाउंट (कोई लॉक-इन नहीं)

NPS में कितना रिटर्न मिलता है?

[{"selector":"#anim-dc456207-66ea-4a98-9582-3aac107fd945","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-e90de4ed-fd8d-47f4-9db7-bf5c15257ad0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 📈 NPS में हाई रिटर्न! 👉 NPS: 9-12% 👉 PPF: 7.10% 👉 EPF: 8.15% 👉 FD: 6-7%

💸 NPS में टैक्स सेविंग के बड़े फ़ायदे

[{"selector":"#anim-244b1555-0373-4d0f-b9bb-daf07013d509","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-dc81acad-561e-493b-ab02-52e5aff498cf","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] ✔ 80CCD(1) – ₹1.5 लाख तक टैक्स छूट ✔ 80CCD(1B) – ₹50,000 अतिरिक्त छूट ✔ 80CCD(2) – एम्प्लॉयर कंट्रीब्यूशन पर भी छूट

🔎 लो कॉस्ट इन्वेस्टमेंट

[{"selector":"#anim-24abd2a3-7c6c-4107-9c2b-110cd34f107a","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-68d2f429-f92f-4248-a369-94d48867e26f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] NPS में फंड मैनेजमेंट फ़ीस 0.01% - 0.09% ही होती है! 🏦 जीवनभर पेंशन का भरोसा रिटायरमेंट पर: ✅ 60% रकम एकमुश्त निकालें ✅ 40% से एन्युटी प्लान लें और मासिक पेंशन पाएं

📌 कैसे खोलें NPS अकाउंट?

[{"selector":"#anim-2ea97123-1427-452f-9f2e-b516681fd167","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-cafa6cfc-048b-4a95-833c-d238f69bb8f9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 📍 ऑनलाइन – eNPS पोर्टल पर आधार/PAN से 📍 ऑफ़लाइन – बैंक/पोस्ट ऑफ़िस में फ़ॉर्म भरकर

⚠️ कुछ सीमाएँ

[{"selector":"#anim-ea6c647a-1c20-4f1e-9f0c-6a44a6363100","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-a75c1643-6789-404a-8977-04acd78b3662","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 🚫 लॉक-इन पीरियड – 60 साल तक आंशिक निकासी ही संभव 🚫 एन्युटी अनिवार्य – 40% फंड से पेंशन प्लान लेना ज़रूरी

🔎 क्या आपको NPS में निवेश करना चाहिए?

[{"selector":"#anim-f1877ce0-0306-4f5c-9ead-f27f5af8a100","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-d6163754-a530-4599-8257-c5437b05d629","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] अगर आप हाई रिटर्न + टैक्स सेविंग + पेंशन सिक्योरिटी चाहते हैं, तो NPS आपके लिए बेस्ट इन्वेस्टमेंट है! 🚀 👉 सुरक्षित भविष्य के लिए आज ही NPS में निवेश करें! ✅

Disclaimer ⚠️📢

[{"selector":"#anim-8221b3e7-5640-4245-9e98-760d20168c21","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-c6196c8b-23bb-499c-945f-c096b4bbbf36","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 📌 यह जानकारी केवल शैक्षिक उद्देश्य के लिए है. 📌 निवेश करने से पहले अपनी रिसर्च करें या फाइनेंशियल एक्सपर्ट से सलाह लें. ✔️ सही जानकारी, सही फैसला! नेशनल पेंशन सिस्टम (NPS) के फ़ायदे

मूल्यवान जानकारी के लिए पढ़ते रहें Value Research Dhanak

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NPS: Best retirement investment with high returns and tax saving! | Hindi

NPS: Best retirement investment with high returns and tax saving! | Hindi

NPS: एक सुरक्षित और फ़ायदेमंद निवेश!

📢 रिटायरमेंट प्लानिंग क्यों ज़रूरी?

💡 NPS क्या है?

NPS में कितना रिटर्न मिलता है?

💸 NPS में टैक्स सेविंग के बड़े फ़ायदे

🔎 लो कॉस्ट इन्वेस्टमेंट

📌 कैसे खोलें NPS अकाउंट?

⚠️ कुछ सीमाएँ

🔎 क्या आपको NPS में निवेश करना चाहिए?

Disclaimer ⚠️📢

मूल्यवान जानकारी के लिए पढ़ते रहें Value Research Dhanak

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