बेस्ट टैक्स सेविंग इन्वेस्टमेंट क्या हो सकता है?

Published: 15th Oct 2024 By: Value Research Dhanak NPS आपका ज़्यादा टैक्स बचा सकता है, NPS में ₹50,000 का अतिरिक्त निवेश कितना फ़ायदे का है आइए जानते हैं

इनकम टैक्स का सेक्शन 80C का फ़ायदा

[{"selector":"#anim-84aef10f-8577-4dcc-91ba-8beddaafa652 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-8e7ca94d-e8ab-40ab-80cd-bc96f7bf7f1a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-06760dc6-ed89-4853-a8a1-7f6753ecbad8","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-73475862-b9f8-4b05-aa21-c4c443b985b6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e2ebfada-6768-4570-bd82-06a61d2432ad","keyframes":{"transform":["translate3d(-115.40984%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] एक व्यक्ति या हिंदू अविभाजित परिवार (HUF) ₹1.50 लाख तक डिडक्शन का दावा कर सकता है. इसके लिए टैक्स सेविंग के विकल्पों में निवेश करना होगा.

₹1.50 लाख से ऊपर का टैक्स कैसे बचाएं

[{"selector":"#anim-5a963ee0-7da9-41de-8785-aa3277e003b4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-6ccbf38f-f2d4-4cff-8dd6-bf1aeffaa28b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f80eae59-6be4-4628-a2e7-681cbd894ac9","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-19215f7f-125c-4977-8664-46c7f4ef7b08","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-13dcbf3a-6dbf-4d17-be54-b08c0c223cf8","keyframes":{"transform":["translate3d(-115.73771%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] इनकम टैक्स एक्ट के सेक्शन 80CCD (1B) के तहत अतिरिक्त ₹50,000 के डिडक्शन का फ़ायदा उठाने के लिए NPS टियर-I में निवेश अच्छा विकल्प है.

NPS बचाएगा आपका टैक्स

[{"selector":"#anim-7476c146-2075-4829-9258-bbdf9b2d2c36 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-23f19dfc-400d-4470-8f35-268c588a5e7f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d4cda904-5555-4d13-b745-9195b8029610","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-77f21b01-afb9-4a86-b776-dd001359850b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d6501bd6-31c9-486c-bf42-8fe7cc41f4ba","keyframes":{"transform":["translate3d(-115.73771%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] नेशनल पेंशन सिस्टम 2004 में सरकार द्वारा शुरू की गई एक रिटायरमेंट सेविंग स्कीम है. इसका उद्देश्य वृद्धावस्था पेंशन के लिए निवेश को बढ़ावा देना है.

निवेश के सबसे उपयोगी उपकरण बेस्ट म्यूचुअल फ़ंड्स फंड स्क्रीनर SIP कैलकुलेटर

NPS का फ़ायदा क्या है?

[{"selector":"#anim-bdd68e07-4279-45ec-8fc3-f430abfb493f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-757d5d8a-2cfb-4b6a-aa2b-92582b13350a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e43714a6-e66d-46c1-9cfc-bcfa9cad19ac","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dea44cae-0936-476f-8fcd-17fdaeb5e566","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-698342ee-8a3a-46c9-8e4d-873f579f5058","keyframes":{"transform":["translate3d(-115.73771%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] 60 साल उम्र पूरी होने पर कुल राशि का 60% तक निकाल सकते हैं और 40% का उपयोग एन्युटी ख़रीदने के लिए होना चाहिए. अब मासिक, तिमाही, छमाही या सालाना आधार पर विड्रॉल का भी विकल्प है.

'ऑटो' और 'एक्टिव' विकल्प में किसे चुनें?

[{"selector":"#anim-018cac00-8fe3-4e30-8f6f-d9fb719f3c43 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-3f85adab-2996-4395-914e-4b95aae3cda7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f94d7385-fd03-4f81-bf01-a1fe11197c73","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-895b1ac5-b73d-437d-bf8a-b7e528160b21","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04600d77-0e0b-489d-a729-0733aad14164","keyframes":{"transform":["translate3d(-115.73771%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] 'एक्टिव' विकल्प चुनने से 35 वर्ष की आयु के बाद भी इक्विटी में 75% तक एलोकेशन करने की अनुमति मिलती है. ये एक बड़ा रिटायरमेंट कॉर्पस बनाने में फ़ायदेमंद हो सकता है.

हर महीने ₹1 लाख कमाने के लिए कहां करें निवेश?

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